PALM BEACH: (561) 314-4860 | BROWARD: (954) 580-0484

6751 N Federal Highway, Suite 200 - Boca Raton, FL 33487
info@floridasuntitle.com

Our Title Services

A Team in Your Corner

We take great pride in providing exceptional title and escrow services. Relators and lenders choose Florida Sun Title to ensure their real estate transaction is handled in a professional and timely manner. Our outstanding staff will assist you in every aspect of the closing process. Our closings are on time and without last minute issues. It is our job to anticipate potential problems and work to resolve them to create a positive experience for the realtor, lender, and client. Our dedication and high level of service is what keeps our clients returning to Florida Sun Title. Feel free to contact our professionals to discuss how we can help with your business.

What is Title Insurance?

Title insurance protects buyers and lenders from financial loss due to defects in a title to a property. The most common claims filed against the title are back taxes, liens, and contested wills or probate.
 
Unlike other insurance, title insurance is only paid one time at the closing. There are no payments year to year or month to month. Title insurance is usually paid out of the funds collected at the closing. Most lenders require that title insurance be obtained as a condition of the loan. We are agents for our underwriters, Wescor Land Title Insurance Company and North America Title Insurance Company. We only charge standard, promulgated rates.

Why Do I Need Title Insurance?

Throughout the years, your new property may have changed hands many times through sale, inheritance, foreclosure or bankruptcy. Each transfer was an opportunity for an error in title to arise. If an error occurred and has never come to light, it puts your title in jeopardy. If you are refinancing your home, your lender may require a new policy to protect their loan. When purchasing a new home, we will order a title search which examines public records and related documents. Title insurance will cover both the legal costs to defend your interests as well as certain losses sustained as a result of a covered title defect.

Why Do I Need Title Insurance?

Throughout the years, your new property may have changed hands many times through sale, inheritance, foreclosure or bankruptcy. Each transfer was an opportunity for an error in title to arise. If an error occurred and has never come to light, it puts your title in jeopardy. If you are refinancing your home, your lender may require a new policy to protect their loan. When purchasing a new home, we will order a title search which examines public records and related documents. Title insurance will cover both the legal costs to defend your interests as well as certain losses sustained as a result of a covered title defect.

How much insurance should I buy?

The purchase price of the house will determine the amount of insurance you buy. You don’t have to worry about buying too much or too little. The rate you pay is determined by the price of the home. The premium rate is established by the State of Florida. If you are refinancing, your lender will request coverage for at least the amount of your loan.

Florida Sun TItle
6751 N Federal Highway
Suite 200
Boca Raton, FL 33487, USA
(561) 314-4860 Palm Beach
(954) 580-0484 Broward
FAX: 561-314-4861

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